Effective as of: December 1, 2024
Loan Rates | |||
Automobiles | |||
Loan Type | Rate** | Amount Financed | Term* |
New Vehicles | 4.99% - 6.94% | Up to 100% | Up to 84 months |
Used Vehicles | 5.99% - 7.49% | Up to 100% | Up to 78 months |
Boats | 7.95% | Up to 100% | Up to 72 months |
Tractors and Accessories | 7.50% | Up to 100% | Up to 120 months |
Equipment | 8.65% | Up to 100% | Up to 84 months |
Motorcycles, ATV | 8.65% | Up to 100% | Up to 72 months |
Trailers (stock, horse, utility) | 8.50% | Up to 100% | Up to 84 months, $15,000 max |
Travel Trailers | 8.25% | Up to 100% | Up to 120 months, $50,000 max |
Secured Loans | |||
Loan Type | Rate** | ||
Share Secured up to 48 months | 2% over CU CD rate | ||
Certificate Secured up to 36 months | 2% over Member CD rate | ||
Additional Loans | |||
Loan Type | Rate** | Term* | |
Unsecured Loans | 10.29% - 18.00% | Up to 72 months | |
Line of Credit-Mastercard | 10.90% - 12.90% | Open End | |
Mortgage Loans | Get a Personalized Quote | ||
Land/Investment Property | 7.50% | Up to 180 months | |
Home Improvements | N/A | N/A | |
Home Equity | 1st Lien | 6.50% - 6.75% | Up to 240 months |
2nd Lien | 7.50% - 7.75% | Up to 240 months | |
* Terms subject to standard RFCU Loan guidelines. | |||
**These rates may be increased not to exceed 18% APR determined by RFCU Credit Level Loan guidelines, rates are expressed in APR. | |||