Loan Rates Dividend Rates Effective as of: December 1, 2023 |
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| Loan Type | Rate** | Amount Financed | Term* | | New Vehicles | 4.99% - 6.94% | Up to 100% | Up to 84 months | | Used Vehicles | 5.99% - 7.49% | Up to 100% | Up to 78 months | | Boats | 7.95% | Up to 100% | Up to 72 months | | Tractors and Accessories | 7.50% | Up to 100% | Up to 120 months | | Equipment | 8.65% | Up to 100% | Up to 84 months | | Motorcycles, ATV | 8.65% | Up to 100% | Up to 72 months | | Trailers (stock, horse, utility) | 8.50% | Up to 100% | Up to 84 months, $15,000 max | | | | | | Travel Trailers | 8.25% | Up to 100% | Up to 120 months, $50,000 max | | | |
| Loan Type | Rate** | | | | Share Secured up to 48 months | 2% over CU CD rate | | | | Certificate Secured up to 36 months | 2% over Member CD rate | | | | | |
| Loan Type | Rate** | | Term* | | Unsecured Loans | 10.29% - 18.00% | | Up to 72 months | | Line of Credit-Mastercard | 10.90% - 12.90% | | Open End | | Mortgage Loans | Get a Personalized Quote | | | | Land/Investment Property | 7.75% | | Up to 180 months | | Home Improvements | N/A | | N/A | | Home Equity | 1st Lien | 6.75% | Up to 180 months | | 2nd Lien | 7.75% | Up to 180 months | | * Terms subject to standard RFCU Loan guidelines. | | **These rates may be increased not to exceed 18% APR determined by RFCU Credit Level Loan guidelines, rates are expressed in APR. | | | | |
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