Welcome to Rockdale Federal Credit Union.
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Rates

Loan Rates Dividend Rates

Effective as of: October 1, 2024
Dividend Rates
Regular Share Accounts
Balance TiersRateAPY
$0 - $99.990.00%0.00%
$100 - $14,999.990.10%0.10%
$15,000 and over0.25%0.25%
 
Maximizer Money Market
Balance TiersRateAPY
$10,000 - $24,999.990.40%0.40%
$25,000 - $49,999.990.45%0.45%
$50,000 and over0.55%0.55%
Indexed off 6 month treasury previous months dividends. Only 6 Transactions per Month, Interest compounded monthly, Cancelled Checks Returned.
 
IRAs
RateAPY
4.25%4.33%
 
X Mas Club Account
RateAPY
0.05%0.05%
 
Share Certificates (CDs)
TermRateAPY
6 Months4.50%4.59%
12 Months4.25%4.33%
18 Months3.75%3.81%
24 Months3.75%3.81%
36 Months3.75%3.81%
Minimum $1,000 Deposit, Early W/D fee on Dividends.
 
Checking Accounts
Balance to earn APYAPY
$300 or more0.03%0.03%
 
IRA Certificates
TermRateAPY
6 Months4.50%4.59%
12 Months4.25%4.33%
18 Months3.75%3.81%
24 Months3.75%3.81%
36 Months3.75%3.81%
 
APY = Annual Percentage Rate
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