Effective as of: October 1, 2024
Dividend Rates | ||
Regular Share Accounts | ||
Balance Tiers | Rate | APY |
$0 - $99.99 | 0.00% | 0.00% |
$100 - $14,999.99 | 0.10% | 0.10% |
$15,000 and over | 0.25% | 0.25% |
Maximizer Money Market | ||
Balance Tiers | Rate | APY |
$10,000 - $24,999.99 | 0.40% | 0.40% |
$25,000 - $49,999.99 | 0.45% | 0.45% |
$50,000 and over | 0.55% | 0.55% |
Indexed off 6 month treasury previous months dividends. Only 6 Transactions per Month, Interest compounded monthly, Cancelled Checks Returned. | ||
IRAs | ||
Rate | APY | |
4.25% | 4.33% | |
X Mas Club Account | ||
Rate | APY | |
0.05% | 0.05% | |
Share Certificates (CDs) | ||
Term | Rate | APY |
6 Months | 4.50% | 4.59% |
12 Months | 4.25% | 4.33% |
18 Months | 3.75% | 3.81% |
24 Months | 3.75% | 3.81% |
36 Months | 3.75% | 3.81% |
Minimum $1,000 Deposit, Early W/D fee on Dividends. | ||
Checking Accounts | ||
Balance to earn APY | APY | |
$300 or more | 0.03% | 0.03% |
IRA Certificates | ||
Term | Rate | APY |
6 Months | 4.50% | 4.59% |
12 Months | 4.25% | 4.33% |
18 Months | 3.75% | 3.81% |
24 Months | 3.75% | 3.81% |
36 Months | 3.75% | 3.81% |
APY = Annual Percentage Rate | ||